Many van drivers and commercial vehicle owners often rely heavily on their vehicles as a source of income. For this reason it is important to make sure your vehicle look good and which are sufficiently insured should anything go wrong.


One of the most important factors for your commercial vehicle insurance to make sure the right cover for your vehicle, and is intended to be used.



Commercial Insurance
Use of commercial vehicles is often defined as follows:
The use of a vehicle for transporting goods or passengers for salaries, rent a car or use of the vehicle paid for driving lessons.

The next two points in this statement are fairly self-explanatory, but the first part, can not entirely clear. Passenger transport includes services such as taxis or chauffeur cars. The transport of goods are delivered items such as pizza or flowers, or moving supportfrom a supplier in your company. Some insurers may only offer commercial insurance for the transportation of light goods, which can save.


Fleet Insurance

) If you or your business has more than a van or commercial vehicle, what you can save money (and time by insurance of the fleet. This can be anything from a couple of vans to transport an entire fleet. Here, also, the ceiling will certainlysufficient for the type of use of your vehicles.


Goods in transit

Most commercial policies do not automatically provide cover for all goods and means of their vehicle. "Goods in transit insurance can be purchased separately as a rule, and which is known to your current commercial insurance. You can be the sum insured for a limited amount for each vehicle and will be based on the value of the content. Goods in transit insuranceprovide coverage for:

Theft (during transmission)
Loss (during transmission)
Damage caused by accidents during transport
Damage during transport

Commercial insurance costs

Due to the large number of commercial vehicles on the road insurance commercial considerations, and the price may differ materially from regular private car insurance. Most of the vans and trucks, have a greater ability to cause damage orBecause of their size and weight of injuries. This means a higher risk for insurance, because they are likely to be needed to make a payment in excess in the event of an accident. For the transport of other factors, as well as in the condition of the vehicle, the nature of the charge (s), etc., in addition to special equipment



Despite these factors, the commercial vehicle to make insurance expensive, there are still things you can do to try to get cheaperCommercial vehicle insurance.

You can keep in a garage or other place of safety during the night
Increase your volunteering more (but make sure it can pay in case of damage)
Fit a Thatcham approved immobilisers
If you use other drivers need to drive the vehicle, put as a pilot by the name instead of an "any driver" policy
Try to avoid making claims to the extent possible

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