To start an insurance company, you go to choose an independent or captive agency. Some of the most famous prisoners, including farmers, Nationwide and Allstate. Prisoners sell only or primarily a brand of insurance. There are advantages and disadvantages of each so it is advisable to examine both. Many states require a license application for insurance of your sponsor, so that the choice of a company a good starting point. Property, andLicense injuries is usually the minimum to start and you can sell auto and homeowners type policies (laws), depending on the state. It is advisable to obtain additional licenses, such as accident and health, and possibly the type of investment licenses (eg, Series 6 and 63).

For the choice of many drugs by working-time allocation of initial license, training, gain experience and start building a customer base. If you own the business your income is probably just commissions. UsuallyYou are responsible for the sale of individual policies to pay, and every moment of renewal. In my area 20-30 activities per month and for new drugs. You could pay $ 2000 to $ 3000 depending on the type of turnover. After paying your expenses, income can be very small when it is launched. As the book of business to increase your income significantly extend to increase your income.

Option for the purchase of the creation of an organization from zero to an existing agency. Normally pays 2 ortimes annual earnings. For example, if 1000 of agency guidelines that earning $ $ 100,000 a year for renewal, the ability to pay $ 200,000 or more. E 'possible to finance the purchase of agency. This typically requires 10% or more of a deposit. SBA is the primary funder for these types of loans. My company, Texas Capital Mortgage 281-537-7800, can help with funding for businesses for the residents of Texas. (I discovered that the mortgage company is a good complement to insurance business.)

Obviously, you need much much more information on starting an agency. I propose to devote much time to research the company before jumping on a couple of books on business. The larger companies have offices in the district where you can talk about work with them. The agent is ready to buy insurance from certain circumstances, to share his experiences with you. There is also a wealth of information available online.

> Insurance is big business, but do not underestimate the difficulties! After starting with a full-time farmers, the first 1 / 2 years I lost 50K (run much of the effort), next year I lost 20K, and I this year was to make a profit. Some agents will do better or worse, but this might give you an idea.

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